CRA $2,600 Direct Deposit June 2025: More and more Canadians are hearing about a potential CRA $2,600 Direct Deposit June 2025. It might sound like a surprise cheque, but it’s actually the combined value of multiple federal and provincial benefits arriving in June—primarily aimed at low-income seniors and families. Instead of a standalone payout, it’s a compilation of benefits like CPP, OAS, GIS, and more, all credited to your account if you meet the eligibility criteria.
Understanding the CRA $2,600 Direct Deposit June 2025 matters because it’s not just about getting money—it’s about making sure you’re receiving everything you’re entitled to. This breakdown will help you see who qualifies, how to claim the benefits, and when each payment lands, so you can plan your finances better.
CRA $2,600 Direct Deposit June 2025
Many Canadians may not realize that the CRA $2,600 Direct Deposit June 2025 is not a single benefit but a monthly total that reflects support from several government programs. These include CPP, OAS, GIS, and potentially family or provincial credits. If you’re eligible for all of them, your direct deposit could easily add up to this amount or more. This figure highlights the importance of knowing which benefits apply to you and making sure your applications and bank details are up to date with the CRA.
CRA $2,600 Direct Deposit June 2025 Overview
Here’s a snapshot of the key details contributing to the total $2,600:
| Benefit Program | Eligibility | June 2025 Payment Date | Maximum Monthly Amount |
| CPP | Canadians aged 60+ with valid CPP contributions | June 28, 2025 | Up to $1,433.00 |
| OAS | Canadians 65+ with 10+ years residency | June 28, 2025 | $727.67 (65–74); $800.44 (75+) |
| GIS | Low-income OAS recipients | June 28, 2025 | Up to $1,086.88 |
| CCB | Parents of children under 18 | June 20, 2025 | Up to $620/month (max $7,437/yr) |
| OTB (Ontario Trillium Benefit) | Ontario residents with qualifying credits | June 9, 2025 | Varies |
What the $2,600 Actually Means
The CRA $2,600 Direct Deposit June 2025 is not a new or special payment—it represents the sum of your usual monthly benefits if you’re eligible for CPP, OAS, GIS, and possibly CCB or OTB. For example, a senior aged 75+ could receive over $3,300 in June when combining maximum amounts from these programs. However, average total payments typically fall between $2,100 and $2,600 depending on individual eligibility and income.
Breakdown of Programs
CPP
If you are 60 or older and have made contributions to the Canada Pension Plan, expect a payment around $1,433 in June 2025. Starting before 65 reduces the amount, while delaying up to age 70 can increase your monthly income.
OAS
Available at age 65 with at least 10 years of Canadian residency, OAS offers up to $727.67 per month (or $800.44 for those aged 75+). Payments are generally automatic, but you may need to apply.
GIS
The Guaranteed Income Supplement is a top-up for low-income seniors already receiving OAS, adding up to $1,086.88 monthly. Eligibility depends on income thresholds — for example, a single senior can earn up to $22,056 annually.
CCB and OTB
Families receive the Canada Child Benefit on June 20, and Ontario residents may also get the Ontario Trillium Benefit on June 9. These amounts vary but often push total payments closer to or above $2,600.
Payment Schedule
Here are the key payment dates for June 2025:
- CPP, OAS, GIS: June 28, 2025
- CCB: June 20, 2025
- OTB (ON residents only): June 9, 2025
While the next GST/HST credit arrives in July, these are the primary deposits you’ll see in June.
How to Claim Direct Deposit
To make sure you receive the CRA $2,600 Direct Deposit June 2025, follow these steps:
- CRA My Account – Log in, go to “Profile,” select “Direct Deposit,” and enter your banking details.
- Your Bank’s Site – Look for “Government Payments” or similar to set up CRA deposit.
- Mailing Form – Download the CRA form, fill it out, and mail it. Processing can take 6–12 weeks.
- Note – As of March 24, 2025, you can no longer set up CRA direct deposit by phone or through EFILE.
Reasons You Might Not Get the Full $2,600
Some factors can reduce your total:
- Your income is above the GIS/OAS thresholds.
- You didn’t contribute enough to CPP.
- You missed the tax-filing deadline.
- Your banking info wasn’t set or was outdated.
Tips to Maximize Your Benefits
- File taxes on time—many benefits rely on your tax returns.
- Delay CPP payments past age 65 to increase monthly income.
- Watch for age milestones—OAS increases at age 75.
- Apply for GIS if your income qualifies.
- Stay updated with provincial programs like OTB or others in your region.
FAQs
Is there a real $2,600 CRA payment in June?
No—it’s a total of multiple benefit payments, not one cheque.
When will CPP and OAS be paid in June?
Both will be deposited on June 28, 2025.
How do I set up CRA direct deposit?
Use CRA My Account, your bank’s online portal, or mail in a paper form.
What can reduce my total payments?
High income, low CPP contributions, late taxes, or banking issues.
Who’s eligible for GIS in 2025?
Low-income seniors already receiving OAS, under set income limits (e.g. single ≤ $22,056).
Final Thought
The CRA $2,600 Direct Deposit June 2025 isn’t a surprise bonus, but it can represent a meaningful amount for many low-income seniors and families. By understanding the eligibility rules, setting up direct deposit, and filing taxes on time, you can ensure you receive every dollar you deserve. Feel free to share your thoughts or questions in the comments, and tell others who might benefit. Let’s help each other make the most of these programs!
