Canada’s $179 GST/HST Credit in July 2025: Canada’s $179 GST/HST Credit in July 2025 brings welcome relief to Canadians with modest incomes, helping offset expenses tied to the Goods and Services Tax and Harmonized Sales Tax. As prices continue to rise, this quarterly payment provides an important financial boost that can make a real difference in daily budgets—from groceries to utilities. For those who qualify, it’s a steady reassurance, arriving right when it’s needed most.
In this article, we’ll break down everything you need to know about Canada’s $179 GST/HST Credit in July 2025. You’ll learn who qualifies, how much you can expect to receive, when it will be paid, and the steps to ensure it arrives smoothly. Whether you’re single, part of a couple, or a newcomer to Canada, this guide offers clear, helpful information to make the process simple.
Canada’s $179 GST/HST Credit in July 2025
Understanding Canada’s $179 GST/HST Credit in July 2025 is crucial for anyone managing a tight budget. This payment is part of a broader effort by the federal government to reduce the burden of consumption taxes for eligible Canadians. It’s issued quarterly and tailored to income levels, meaning the less you earn, the more vital this benefit becomes. The July installment is especially important because it reflects your most recent tax return and can include adjustments for inflation, marital status changes, or the number of children in your household. By staying informed and keeping your CRA information current, you ensure that every eligible dollar makes its way into your account.
Canada’s $179 GST/HST Credit in July 2025 Overview Table
To receive the upcoming credit in July, certain requirements must be met. Here’s a convenient snapshot of the most important facts:
| Aspect | Details |
| Credit Name | GST/HST Credit – July 2025 |
| Deposit Date | July 5, 2025 |
| Single Adult (Annual) | $179 |
| Single Adult (Quarterly) | $44.75 |
| Couple (Annual) | $379 |
| Couple (Quarterly) | $94.75 |
| Per Child Under 19 (Annual) | +$179 per child |
| Per Child (Quarterly) | +$44.75 per child |
| Eligibility | Based on age, residency, and 2024 tax return |
| Application Needed? | No – eligibility is automatic |
| Primary Tool for Status | CRA My Account |
| Common Delays | Unfiled tax return, outdated info, changes not reported |
Payment
Mark your calendar for July 5, 2025, the scheduled date for this quarter’s GST/HST credit. Depending on your CRA preferences, you’ll receive this either via direct deposit or an old-fashioned cheque by mail.
To ensure timely delivery, make sure to:
- File your 2024 Canadian tax return, even if you had little or no income.
- Confirm that your banking information or mailing address is up to date in your CRA My Account.
- Submit your tax return well before the deadline to avoid delays in processing.
If you haven’t received your payment by the latter half of July (about 10 business days after the scheduled date), log in to your CRA My Account to check the payment status. If you see nothing, reach out to CRA for support—but remember, CRA will never call or email asking for banking info.
Eligibility
To qualify, you must meet these individual criteria:
- Be at least 19 years old as of July 1, 2025.
- Reside in Canada for tax purposes.
- Have filed your 2024 income tax return.
- Fall within the required income thresholds (varies by family size).
If you’re in a couple, your combined incomes are considered. If you have children under 19, you qualify for additional amounts per child. Newcomers to Canada are eligible as long as they’ve completed one full year of residency and filed a tax return.
Amounts
Credits are adjusted annually, and for 2025, the standard amounts are:
- Single adults: $44.75 per quarter (total: $179 annually).
- Married or common-law couples: $94.75 per quarter (total: $379 annually).
- Families with one child: additional $44.75 per quarter (total: +$179 annually).
- Each extra child: same additional amount.
While these are the standard figures, the exact amount you receive may vary slightly based on your 2024 tax return and personal circumstances.
Missed Payments
If you haven’t received your credit soon after July 5, here’s what to check:
- CRA My Account: Have you confirmed your eligibility and payment status?
- Tax return filing: Was your 2024 return filed and processed?
- Banking/mailing information: Is everything current?
If it’s after July 19 and no credit has appeared, contact CRA directly to get help. Also note: the CRA will never ask for personal or banking information via email or text—stay alert for scams.
Support
The GST/HST credit is one of several key financial benefits for Canadians. It complements programs like:
- Canada Child Benefit (CCB)
- Climate Action Incentive
- Provincial or territorial tax credits
These programs all use your tax return and CRA My Account to determine eligibility. If your income changes, report it to ensure you’re receiving the correct amounts—and avoid any overpayments or missed remittances. Filing taxes every year is essential, even with little or no income.
What to Do Now
- File your 2024 tax return ASAP.
- Verify or update your direct deposit or mailing details.
- Mark July 5, 2025 on your calendar.
- Track your payment progress using CRA My Account.
- If the payment doesn’t arrive by July 19, contact CRA for assistance.
Why It Matters
- Costs covered: Helps shoulder the cost of goods and services tax.
- Reliable support: Delivered every three months with no need to reapply.
- Inclusive: Benefits singles, couples, families, and newcomers alike.
- No cost to apply: Just file taxes and keep your CRA profile updated.
FAQs
When is the July 2025 GST/HST credit paid?
It’s scheduled for July 5, 2025, via direct deposit or mailed cheque.
How much is the payment in 2025?
Single adults receive about $44.75 per quarter ($179 annually). Families receive more per child.
Do I need to apply separately?
No—simply file your 2024 tax return, and CRA will determine eligibility.
What if I don’t receive the credit?
Check your CRA My Account, update any info, and call CRA if it’s missing 10 business days after July 5.
Are newcomers eligible?
Yes—as long as they are 19+, meet residency rules, and file a tax return.
Final Thought
Canada’s $179 GST/HST Credit in July 2025 is a straightforward but valuable form of support. By filing your taxes and keeping your CRA info accurate, you can ensure this helpful benefit arrives promptly. It’s a simple step that delivers consistent support.
We’d love to hear from you! Did you get your GST/HST credit yet? Is the payment process smooth? Share your experience in the comments. Feel free to share this article to help others too, and don’t forget to explore more resources in your CRA My Account to maximize all the benefits you’re entitled to.
