UK £450 Cost of Living Payment June 2025: As households continue to feel the pinch from rising grocery costs, energy bills, and rent, the government is stepping in. The Department for Work and Pensions (DWP) has released details on the UK £450 Cost of Living Payment June 2025, a one-off lifeline aimed at easing financial pressure for millions of people. If you’re on certain benefits, this extra cash hits your account automatically—no forms, no fuss.
UK £450 Cost of Living Payment June 2025
The UK £450 Cost of Living Payment June 2025 is a two-part payment made up of £301 for those on means-tested benefits and an additional £150 for anyone receiving disability benefits like PIP or DLA. This combined payment reaches low-income families, individuals with disabilities, and pensioners, helping them stay afloat amid steep inflation. The payment lands directly in benefit accounts, labeled either “DWP COLP” or “HMRC COL Payment,” depending on who issues it.
Overview Table
| Aspect | Details |
| Total Amount | £450 (£301 + £150 disability top-up) |
| Payment Period | May–June 2025 |
| Issued By | DWP (benefits) / HMRC (tax credits) |
| Qualifying Benefits | UC, Pension Credit, ESA, JSA, Tax Credits, DLA, PIP |
| Application Required | No – paid automatically |
| Delivery Method | Direct bank deposit |
| Bank Label | “DWP COLP” or “HMRC COL Payment” |
| Tax Impact | Non-taxable, won’t reduce other benefits |
| Official Information | gov.uk |
What Is the £450 Cost of Living Payment?
The UK £450 Cost of Living Payment June 2025 is part of the government’s drive to ease inflation stress. This payment isn’t a loan—it’s a free financial boost. Essentially, its purpose is to provide immediate help to those most affected by rising living costs. With stretching household budgets, the £301 portion supports families on low incomes, while the £150 top-up supports disabled claimants.
Payment is automatic, based on your benefit type. No forms, no applications. If you’re receiving the listed benefits during February–April 2025, expect that cash.
How Is the £450 Paid?
The UK £450 Cost of Living Payment June 2025 is delivered as follows:
- £301 – Sent to anyone on means-tested benefits (Universal Credit, ESA, JSA, Income Support, Pension Credit).
- + £150 – Added if you also get disability support like PIP or DLA.
That means some people receive just £301, while others get the full £450. All goes straight into your usual benefit account—no action needed.
Who Is Eligible For £450 Cost of Living Payment?
To qualify for the UK £450 Cost of Living Payment June 2025, you must have been receiving the following between approximately February–April 2025:
- Universal Credit
- Pension Credit
- Income-based JSA or ESA
- Income Support
- Child or Working Tax Credit
- Disability Living Allowance (DLA)
- Personal Independence Payment (PIP)
Even if your benefit amount was zero due to deductions, you may still qualify. The payment casts a wide safety net to reach various at-risk households.
When Will the £450 Be Paid?
Although some payments went out in May, most arrive in June 2025:
- DWP benefits (like UC and ESA): Paid between mid-May and early June.
- HMRC tax credits: Paid between late May and mid-June.
Look out for a deposit marked “DWP COLP” or “HMRC COL Payment” to confirm the UK £450 Cost of Living Payment June 2025 has landed in your account.
What If You Don’t Receive It?
If you’re eligible but haven’t received your payment by the end of June:
- Double-check your benefits list from February to April 2025.
- Scan your bank account for the payment references.
- Contact either the DWP or HMRC.
- Have your National Insurance number ready—they use it to locate your records.
Sorting it out sooner ensures you don’t miss out on this help.
Why Is This Support Being Given?
The UK £450 Cost of Living Payment June 2025 exists because inflation is still driving up essential costs. Groceries, heating, and rent are eating into monthly budgets, especially for low-income households. This payment delivers targeted help to those most affected, making a real difference to their finances.
It also matches previous efforts to curb hardship—getting cash into pockets before families reach crisis point.
Will There Be More Payments in 2025?
Right now, this is the only confirmed cost-of-living payment. However, the government hasn’t ruled out more support later in the year. The Autumn Statement may announce new help for inflation, housing, and energy. In the meantime, this £450 payment remains the primary cushion this summer.
Final Thoughts
While it might not solve everything, the UK £450 Cost of Living Payment June 2025 is a welcome financial jolt. It reaches millions without requiring action—just qualifying during the eligibility period. For many, it’s the difference between stretching budgets and falling behind on essentials.
Make sure your benefit information is up-to-date, then watch for the payment in June. If it doesn’t show up, use the steps above to chase it. This payment speaks to the government’s commitment to easing immediate financial strain on low-income households during tough times.
FAQs
Q1: Do I need to apply for the £450 Cost of Living Payment?
No. The UK £450 Cost of Living Payment June 2025 is automatically paid if you received qualifying benefits during February–April 2025.
Q2: How will the payment appear in my bank account?
Payments will show as “DWP COLP” (for DWP-issued benefits) or “HMRC COL Payment” (for tax credit recipients).
Q3: Is there more help coming this year?
Not yet. Keep an eye on updates around the Autumn Statement—more support is possible depending on economic conditions.
Q4: Can I get the full £450?
Yes. Collect £301 for means-tested benefits and another £150 if you also get disability benefits like PIP or DLA.
Q5: What should I do if I haven’t received the money by the end of June?
Check for the payment label, confirm your eligibility from Feb–Apr 2025, and contact either DWP or HMRC with your NI number to resolve it.
